Are you new to the Healthcare Marketplace? A lot of things have changed this year, maybe you lost your job, reduced hours so you don’t really qualify for company healthcare anymore. Well I’m here to kinda guide you through what is called the Healthcare Marketplace.
What is the Health Insurance Marketplace?
The Health Insurance Marketplace is a resource where individuals, families, and small businesses can:
Compare health insurance plans for coverage and affordability.
Get answers to questions about your health care insurance.
Find out if you are eligible for tax credits for private insurance or health programs like Medicaid or the Children’s Health Insurance Program (CHIP).
Enroll in a health insurance plan that meets your needs.
The Marketplace is available online at: Healthcare.gov.
You can also contact the Health Insurance Marketplace by telephone, 24 hours a day, 7 days a week at:
1-800-318-2596 (TTY: 1-855-889-4325)
Can I get help paying for Marketplace coverage? You may qualify for financial help to lower the cost of your coverage. Most people who enroll in a health plan on HealthCare.gov can find low premium plans for $50–$100 a month with financial help. After you fill out a Marketplace application, you’ll learn if you’re eligible for financial help to lower the cost of your monthly premiums and care. This financial help will also apply to your child’s dental coverage, whether it’s a part of your health plan or a stand-alone dental plan. Learn more about how to get lower costs in the Marketplace at HealthCare.gov/lower-costs.
What benefits do health plans cover? All health plans in the Marketplace offer the same set of “essential health benefits.” These benefits cover things like doctor’s visits, prescriptions, hospitalizations, pregnancy, and more. Health plans can offer other benefits, like vision, dental, or medical management programs for a specific disease or condition. However, specific benefits may be different in each state. Even within the same state, there can be small differences between plans. As you compare plans, you’ll see what benefits each plan covers.
Getting & Staying Covered.
Renew, change, update, or cancel your health plan for 2021
Marketplace health insurance in 2020, you can renew, change, or update your plan for 2021 during the 2021 Open Enrollment Period, November 1 to December 15, 2020.
For more information about the 2021 Healthcare Marketplace visit. https://marketplace.cms.gov/